Benefit Programs

Full Package of Benefit Offerings

Universal Retail Wholesale Association has one of the most competitive and affordable insurance programs for contractors in the marketplace today.  URWA has worked with many of the top insurance companies for many years and has built a trust with them to constantly offer the best plans and pricing to our prospective clients and members.  All of the insurance companies available with URWA are rated A or higher by AM Best and have been financially stable for many, many years.  Most of the Insurance Plans available with URWA are available thru all states.  Most are also available with affordable URWA group rates and are also guaranteed issue, regardless of medical conditions.

Group Insurance

  • Gap Insurance (American Public Life)
  • Dental (American Public Life)
  • Vision (United Health care)
  • Life Insurance - Universal and Term (TransAmerica)
  • Disability (American Public Life)
  • 24-Hour Accident (American Public Life)